What Is the Process for Claiming Damages in an Auto Accident?

Even seemingly minor auto accidents can have a range of serious effects on your health and well-being. When an accident occurs because of another driver’s negligence, it’s natural to file a claim with an insurance company. These claims can help you recover money for lost wages and medical bills, as well as compensate you for any pain and suffering you’ve experienced.

To ensure your claim has the best chance of success, you must take the proper steps. Here are a few things you can do to strengthen your accident claim.

Document the Scene

When your injuries are serious, you must seek immediate medical treatment from emergency personnel. If you don’t require immediate medical attention, do your best to document the scene. Take note of the names of any police officers on the scene so you can get a copy of the police report later. Take pictures of your vehicle, the other person’s vehicle, and the condition of the road. If there are bystanders, get their names so they can provide a statement. The more documentation you have, the stronger your case will be.

Seek Medical Attention

Medical attention is still crucial even if you don’t require emergency care. Certain injuries, like whiplash, might not present for days after an accident. Visiting a doctor ensures you receive timely treatment for any hidden damage or injuries. Additionally, a medical report will be created, which serves as documentation of your injuries.

Contact the Insurance Company

When an accident is not your fault, you will most likely seek compensation from the other driver’s insurance company. Drivers in New Mexico must have basic insurance coverage to remain legal, so most drivers should be covered. If the driver is not covered and or lacks the proper amount of coverage, you can contact your insurer if you have collision coverage on your vehicle. Contact the insurance company as soon as possible to make sure you file a claim within the statute of limitations.

Consider Settlement Offers Carefully

The initial settlement offer may not be enough to cover medical bills and lost wages, especially when damage is extensive. Before you agree to anything or sign any documents, it’s in your best interest to consult with a knowledgeable attorney. An attorney will look at the facts of the incident, your documentation, and the insurance company’s offer to determine whether the settlement is sufficient. They can also help you develop a legal strategy if your case ends up in court.

We Have Experience with Car Accident Cases

Here at Martinez, Hart, Sanchez & Romero, P.C., our attorneys have much experience with auto accidents. We also know that serious injuries can have debilitating effects for months or even years, which is why we’re so meticulous when calculating damages. We can even help you appeal a denied claim should the insurance company dispute your injuries.

Contact us today for more information. You can also schedule a consultation by calling 505-343-1776. Learn more about our COVID-19 response before your visit, as we also offer remote consultations via Zoom and Google Hangouts.

Martinez, Hart,
Sanchez & Romero, P.C.

1801 Rio Grande Blvd NW

Suite A

Albuquerque, NM 87104

Phone: (505) 343-1776

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