Uninsured Motorist

Being a responsible driver means following the rules of the road, being courteous towards other motorists, and carrying sufficient auto insurance.

When drivers fail in these basic duties, serious accidents can occur. And when drivers fail to carry the proper insurance coverage, you could be left paying for expensive repairs and medical treatments out of your own pocket.

What Are the Minimum Liability Insurance Requirement for New Mexico Drivers?

In order to lawfully operate a vehicle in New Mexico, you must have the following liability coverage:

  • $25,000 to cover bodily injury/death per person
  • $50,000 to cover bodily injury/death for two or more people
  • $10,000 to cover property damage per accident

Drivers found to be without the proper insurance coverage may have their vehicle’s registration suspended until the proper coverage is implemented. Drivers are expected to return registration documents and their vehicle’s license plate within ten days of receiving notice. Failure to do so may result in additional fines and penalties.

What Happens When an At-Fault Driver Does Not Have Minimum Liability Insurances?

Under ideal circumstances, the insurance company for the at-fault driver would provide compensation for what occurred. However, not all drivers are responsible and carry the proper insurance coverage. When a driver lacks coverage, you should file a claim with your own auto insurer if you carry underinsured/uninsured motorist coverage. Martinez, Hart, Sanchez & Romero, P.C. is ready to help investigate all available insurance coverage available to you.

How Can I Protect Myself?

Contact Martinez, Hart, Sanchez & Romero, P.C. today to discuss your accident and the circumstances surrounding it. We’ll take any information you have and use it to analyze your case, examine your insurance coverages, and prepare a plan for your automobile personal injury claim.

Call (505) 343-1776 to schedule a consultation or contact us online for more information on our services.

Martinez, Hart,
Sanchez & Romero, P.C.

1801 Rio Grande Blvd NW

Suite A

Albuquerque, NM 87104

Phone: (505) 343-1776

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Sanchez & Romero, P.C.
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